April 19, 2018
AgencyCar Damaged on Private Property: What Should You Do?
Car Damaged on Private Property: What Should You Do? As you shop, a driver sideswipes your vehicle in the parking lot. They leave. What are your options? Private property damage is not uncommon. It can occur at your home, in a parking lot, or just about any other location. The police may be able to […]
April 17, 2018
AgencyHow to Dispute a Claim Denial with Your Home Insurance
How to Dispute a Claim Denial with Your Home Insurance In most situations, obtaining financial support from your home insurance policy is straightforward. If something happens, you file a claim with your agent. Your agent processes this information with the insurer directly. They provide you with a check for the damages. However, there are times […]
April 12, 2018
AgencyWhy Do Auto Insurance Rates Differ from State-to-state?
Why Do Auto Insurance Rates Differ from State-to-state? Drivers want low auto insurance rates. No one wants to overpay for them. Yet, rates vary significantly from one driver to the next. They also vary by location. If you paid one rate in New York, you may pay less if you lived in Vermont. Rates can […]
April 10, 2018
AgencyYour Business Fleet: Can GPS Technology Lower Your Costs?
Your Business Fleet: Can GPS Technology Lower Your Costs? Business insurance providers often offer discounts for safe, secure operating facilities. Facility safety doesn’t stop at the door, however. Today’s business owners are outfitting their commercial fleets with safety technology. This leads to their saving money on their insurance plans in the process. How Does GPS […]
April 5, 2018
AgencyAnnual Home System Checkups Can Minimize Risk to Your Home
Annual Home System Checkups Can Minimize Risk to Your Home Keeping your home in good condition is a goal and responsibility of every homeowner. You have home insurance to help minimize losses that you cannot prevent. This type of policy covers unexpected and accidental risks. It does not cover incidents that result from the normal […]
April 3, 2018
Agency5 Surprising Car Insurance Savings Opportunities
5 Surprising Car Insurance Savings Opportunities There are many ways to save money on auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case. Being a smart driver means knowing what discount options are available to you. You may […]
March 29, 2018
AgencyWhat Is Inflation Guard Endorsement on Your Home Insurance?
What Is Inflation Guard Endorsement on Your Home Insurance? Understanding the specific terms of home insurance is important. Some policies offer inflation guard. This is a type of endorsement, or add-on, to your plan. In many areas, it is very valuable. The goal of insurance is to protect you from financial loss. Most policies are […]
March 27, 2018
AgencyIs Your Business Insurance Premium Tax Deductible?
Is Your Business Insurance Premium Tax Deductible? As you’re growing your business, understanding your insurance is important. A lot of business owners have a question, however. Are the premiums you’re paying for a business insurance policy tax-deductible? The Answer In short: Yes, business insurance premiums are often tax-deductible. In general, the IRS lets businesses deduct […]
March 22, 2018
AgencyWhat Is the Difference in an At-Fault and No-Fault State?
What Is the Difference in an At-Fault and No-Fault State? Who caused the accident? In some situations, it does not matter as much. When a vehicle accident occurs, one of the first steps you must take as a driver is to contact the police. The police arrive at the location. They inspect both vehicles. And, […]
March 20, 2018
AgencyWhen Does Home Insurance Cover Appliances?
When Does Home Insurance Cover Appliances? You rely on your home appliances every day. When they fail to work, it can be expensive to repair them. In some situations, home insurance may offer some financial help. However, routine maintenance is often not a coverage on standard homeowners insurance policies. Why your appliance fails or otherwise […]