December 5, 2017Agency
Client Disputes: Can Business Insurance Cover Losses?
Client Disputes: Can Business Insurance Cover Losses? Business insurance is an essential form of protection for a company. Liability insurance is one form of this coverage. If a client dispute arises, it may provide some financial support for claims. It is important to know what your policy covers. Many differences exist in this area of […]
December 7, 2017Agency
Insuring Smart Home Technology: Is Your Contents Coverage Enough?
Insuring Smart Home Technology: Is Your Contents Coverage Enough? Homes can do so much more today than ever before. Not only do they provide a safe place to live, but they interact with people. Smart technology is providing many benefits for homeowners nowadays. It can control home security and energy systems. It can control lighting. […]
December 12, 2017Agency
Does Business Insurance Cover Copyright Infringement?
Does Business Insurance Cover Copyright Infringement? Every business has the right to protect their copyrights and trademarks. Sometimes, mistakes happen. If your company is facing a claim of infringement, you must take action. Let your business insurance agent know. In some cases, your liability insurance will help to cover the losses associated with these claims. […]
December 14, 2017Agency
Should You Keep Full Car Insurance Coverage?
Should You Keep Full Car Insurance Coverage? Do you still have an auto loan? Lenders almost always ask for full car insurance coverage. However, have you paid off your loan? You may think about dropping parts of your coverage like collision and comprehensive insurance. If you only keep liability coverage, you might reduce your auto […]
December 19, 2017Agency
The Impact of Climate Change on Business Insurance
The Impact of Climate Change on Business Insurance Some people think natural cycles cause climate change. Others argue that human action warmed the planet. The Insurance Information Institute (III) says the reasons may not matter to insurers. Business insurance companies care about managing risks. They need to predict future claims. The impact of climate change […]
December 21, 2017Agency
Will Home Insurance Pay for Smoke Damage from a Fireplace Accident?
Will Home Insurance Pay for Smoke Damage from a Fireplace Accident? Home insurance policies differ significantly from one another. In many situations, they will provide coverage for smoke damage. However, this depends on a variety of factors. The individual circumstances of the situation play the biggest role here. Homeowners need to take a closer look […]
December 26, 2017Agency
The Benefits of Having High Auto Insurance Deductibles
The Benefits of Having High Auto Insurance Deductibles Auto insurance costs differ from one person to the next. One of the reasons is often the deductible. This is the amount paid prior to the insurer funding the rest of the insurance claim. Choosing the right deductible amount is important. It impacts how much you’ll pay […]
December 28, 2017Agency
What Is Reputation Damage Coverage?
What Is Reputation Damage Coverage? The success of a business depends, in part, on its reputation. If the brand develops a poor reputation, obtaining new customers is difficult. Some instances can damage that reputation. When a crisis occurs, for example, reputation damage can be painful for the company. Reputation insurance minimizes this. Many business insurance […]
January 2, 2018Agency
Will Home Insurance Cover a Broken TV?
Will Home Insurance Cover a Broken TV? A broken television can be a large loss for some homeowners. Many of today’s larger TVs cost hundreds of dollars or more. When an accident occurs and that TV hits the floor, you may be a bit worried about the loss. In some situations, your home insurance can […]
January 4, 2018Agency
How to Avoid Hitting a Deer During Deer Season
How to Avoid Hitting a Deer During Deer Season Hitting a deer is a costly and even life-threatening incident. It can happen to anyone. It can happen if you drive slowly or fast. Even in areas that are not full of woods, deer can be present. Preventing striking a deer with your car is critical. […]