{"id":1566,"date":"2020-07-30T10:00:00","date_gmt":"2020-07-30T10:00:00","guid":{"rendered":"http:\/\/itcblog.zywaveinternal.wpengine.com\/itc-syndicate\/\/\/\/how-homeowners-insurance-covers-water-damage\/"},"modified":"2022-11-28T09:51:17","modified_gmt":"2022-11-28T15:51:17","slug":"how-homeowners-insurance-covers-water-damage","status":"publish","type":"post","link":"https:\/\/www.shoopins.com\/es\/blog\/how-homeowners-insurance-covers-water-damage\/","title":{"rendered":"How Homeowners Insurance Covers Water Damage"},"content":{"rendered":"<p>        <span id=\"litH1\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 20px;color: #363636;line-height: 24px;font-weight: 600\">How Homeowners Insurance Covers Water Damage  <\/span><\/p>\n<p>        <span id=\"litContent\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 14px;color: #808080;line-height: 24px;font-weight: 400\"><\/p>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">It only takes a small amount of water to cause a lot of damage in your home. Your&nbsp;<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;border-bottom: 1px solid transparent;background-color: inherit\">homeowners<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. Let\u2019s look at some of the most-common types of water damage and how your&nbsp;<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;border-bottom: 1px solid transparent;background-color: inherit\">homeowners<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;policy might help you out.&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/p>\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\"><strong>Homeowners Coverage for Water Damage&nbsp;<\/strong><\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><strong>&nbsp;<\/strong><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Your home insurance will help you pay for the recovery costs related to damage on the property. The policy will usually pay for both damage to your home\u2019s structure and to your possessions. In cases of water damage, you might get help with cleanup, mold remediation, repairs, replacement items and more.&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/p>\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">However, policies won\u2019t cover all types of water damage. Often, the damage will have no coverage because your policy will exclude the cause of the damage. So, you might have to pay for the damage out of pocket.&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<div class=\"ListContainerWrapper SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px\">\n<ul class=\"BulletListStyle1 SCXW82273077 BCX0\" role=\"list\" style=\"margin-right: 0px;margin-bottom: 0px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;overflow: visible;cursor: text;font-family: verdana\">\n<li data-leveltext=\"?\" data-font=\"Symbol\" data-listid=\"5\" data-aria-posinset=\"1\" role=\"listitem\" data-aria-level=\"1\" class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px 0px 0px 24px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;font-size: 11pt;font-family: Calibri, Calibri_MSFontService, sans-serif;vertical-align: baseline\">\n<ul>\n<li class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Slow Leaks&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">A slow leak that causes water damage usually does not have coverage. That is because, usually, these events are preventable and avoidable. Homeowners policies usually only apply to damage that you could not have foreseen or prevented. You generally have ample time to notice a leak and repair it before it can cause significant damage.&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"ListContainerWrapper SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px\">\n<ul class=\"BulletListStyle1 SCXW82273077 BCX0\" role=\"list\" style=\"margin-right: 0px;margin-bottom: 0px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;overflow: visible;cursor: text;font-family: verdana\">\n<li data-leveltext=\"?\" data-font=\"Symbol\" data-listid=\"6\" data-aria-posinset=\"2\" role=\"listitem\" data-aria-level=\"1\" class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px 0px 0px 24px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;font-size: 11pt;font-family: Calibri, Calibri_MSFontService, sans-serif;vertical-align: baseline\">\n<ul>\n<li class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Burst Pipes&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">In most cases, you cannot prevent a burst pipe in the house. Therefore, your&nbsp;<\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;border-bottom: 1px solid transparent;background-color: inherit\">homeowners<\/span><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;policy is likely to cover the damage. Your policy might not cover damage to specific items caught in the water flow. However, it can still apply to a variety of the losses.&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"ListContainerWrapper SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px\">\n<ul class=\"BulletListStyle1 SCXW82273077 BCX0\" role=\"list\" style=\"margin-right: 0px;margin-bottom: 0px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;overflow: visible;cursor: text;font-family: verdana\">\n<li data-leveltext=\"?\" data-font=\"Symbol\" data-listid=\"7\" data-aria-posinset=\"3\" role=\"listitem\" data-aria-level=\"1\" class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px 0px 0px 24px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;font-size: 11pt;font-family: Calibri, Calibri_MSFontService, sans-serif;vertical-align: baseline\">\n<ul>\n<li class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Storm Damage&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Storms might damage your home, and in certain cases water damage will have coverage. So, for example, if a tree falls through your roof and causes damage, then water might enter the home. Your&nbsp;<\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;border-bottom: 1px solid transparent;background-color: inherit\">homeowners<\/span><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;policy might pay for both the tree removal and the water cleanup.&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"ListContainerWrapper SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px\">\n<ul class=\"BulletListStyle1 SCXW82273077 BCX0\" role=\"list\" style=\"margin-right: 0px;margin-bottom: 0px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;overflow: visible;cursor: text;font-family: verdana\">\n<li data-leveltext=\"?\" data-font=\"Symbol\" data-listid=\"8\" data-aria-posinset=\"1\" role=\"listitem\" data-aria-level=\"1\" class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px 0px 0px 24px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;font-size: 11pt;font-family: Calibri, Calibri_MSFontService, sans-serif;vertical-align: baseline\">\n<ul>\n<li class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Floods&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">One type of storm damage that a&nbsp;<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;border-bottom: 1px solid transparent;background-color: inherit\">homeowners<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;policy won\u2019t cover is a flood. Flash floods, sudden storms, storm surge and similar events could occur in almost any home. However, most standard property policies never insure floods. Therefore, property owners will need to invest in a specific flood insurance policy. They will offer the coverage you need for your structure and possessions through a specialized pool called the National Flood Insurance Program (NFIP).&nbsp;<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/p>\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW82273077 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW82273077 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW82273077 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">If your home ever sustains water damage, call your homeowners insurance provider. Your agent can tell you what portions of the damage that your policy will cover. They can then appraise the damage and help you settle the costs appropriately.<\/span><\/span><span class=\"EOP SCXW82273077 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<\/div>\n<p><\/span><\/p>\n<div id=\"pnlSource\" style=\"margin-top: 20px\">\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"auto\" align=\"center\" height=\"40\" bgcolor=\"#d52728\" style=\"padding-left: 20px;padding-right: 20px;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';color: #ffffff;font-weight: 400\">\n\t\t\t<a href=\"#\" style=\"color: #ffffff;font-size: 16px;text-decoration: none;line-height: 34px;width: 100%\">SOURCE<\/a><\/p>\n<\/td>\n<td width=\"10px\"><\/td>\n<td width=\"auto\" align=\"center\" height=\"40\" bgcolor=\"#999999\" style=\"padding-left: 20px;padding-right: 20px;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';color: #ffffff;font-weight: 400\">\n      <a id=\"lnkSource\" style=\"color: #ffffff;font-size: 16px;text-decoration: none;line-height: 34px;width: 100%\">INSURANCE TECHNOLOGIES CORPORATION<\/a>\n\t\t<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>How Homeowners Insurance Covers Water Damage It only takes a small amount of water to cause a lot of damage in your home. Your&nbsp;homeowners&nbsp;insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. Let\u2019s look at some of the most-common [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1566","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/posts\/1566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/comments?post=1566"}],"version-history":[{"count":0,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/posts\/1566\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/media?parent=1566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/categories?post=1566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/tags?post=1566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}