{"id":1545,"date":"2020-08-25T10:00:00","date_gmt":"2020-08-25T10:00:00","guid":{"rendered":"http:\/\/itcblog.zywaveinternal.wpengine.com\/itc-syndicate\/\/\/\/3-areas-of-car-insurance-coverage-and-what-they-mean\/"},"modified":"2022-11-28T09:51:17","modified_gmt":"2022-11-28T15:51:17","slug":"3-areas-of-car-insurance-coverage-and-what-they-mean","status":"publish","type":"post","link":"https:\/\/www.shoopins.com\/es\/blog\/3-areas-of-car-insurance-coverage-and-what-they-mean\/","title":{"rendered":"3 Areas of Car Insurance Coverage and What They Mean"},"content":{"rendered":"<p>        <span id=\"litH1\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 20px;color: #363636;line-height: 24px;font-weight: 600\"> 3 Areas of Car Insurance Coverage and What They Mean<\/span><\/p>\n<p>        <span id=\"litContent\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 14px;color: #808080;line-height: 24px;font-weight: 400\"><\/p>\n<div class=\"SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/p>\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">A full coverage car insurance policy covers:<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"ListContainerWrapper SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px\">\n<ul class=\"BulletListStyle1 SCXW22196596 BCX0\" role=\"list\" style=\"margin-right: 0px;margin-bottom: 0px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;overflow: visible;cursor: text;font-family: verdana\">\n<li data-leveltext=\"?\" data-font=\"Symbol\" data-listid=\"1\" data-aria-posinset=\"1\" role=\"listitem\" data-aria-level=\"1\" class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px 0px 0px 24px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;font-size: 11pt;font-family: Calibri, Calibri_MSFontService, sans-serif;vertical-align: baseline\">\n<ul>\n<li class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Liability<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/li>\n<li class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Property<\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"background-color: transparent;color: windowtext;font-size: 11pt;margin: 0px;padding: 0px;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/li>\n<li data-leveltext=\"?\" data-font=\"Symbol\" data-listid=\"1\" data-aria-posinset=\"2\" role=\"listitem\" data-aria-level=\"1\" class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px 0px 0px 24px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;font-size: 11pt;font-family: Calibri, Calibri_MSFontService, sans-serif;vertical-align: baseline\"><\/li>\n<li class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Medical<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<div class=\"ListContainerWrapper SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px\">&nbsp;<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" role=\"heading\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: #1f3763\"><span data-contrast=\"none\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 12pt;font-family: 'Calibri Light', 'Calibri Light_EmbeddedFont', 'Calibri Light_MSFontService', sans-serif;line-height: 20.5042px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" data-ccp-parastyle=\"heading 3\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW22196596 BCX0\" role=\"heading\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: #1f3763\"><span data-contrast=\"none\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 12pt;font-family: 'Calibri Light', 'Calibri Light_EmbeddedFont', 'Calibri Light_MSFontService', sans-serif;line-height: 20.5042px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" data-ccp-parastyle=\"heading 3\" style=\"margin: 0px;padding: 0px;background-color: inherit\"><strong>Liability<\/strong><\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559738':40,'335559739':0,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 12pt;line-height: 20.5042px;font-family: 'Calibri Light', 'Calibri Light_EmbeddedFont', 'Calibri Light_MSFontService', sans-serif\"><strong>&nbsp;<\/strong><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Some policies strictly have liability coverage. This insurance is generally required by state law and limits can change depending on where you\u2019re located.&nbsp;<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Liability insurance covers bodily injury and property damage a driver may cause while operating the insured vehicle. For example, if you run a red light and hit another car, you may need to file a claim on your liability insurance to pay for damages to the victim\u2019s vehicle and any injuries you may have caused the driver and the passengers.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/p>\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">This insurance can also help cover legal fees. If another driver sues for damages, liability insurance can help cover your legal expenses such as court fees, defense costs and settlement expenses.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/p>\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" role=\"heading\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: #1f3763\"><span data-contrast=\"none\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 12pt;font-family: 'Calibri Light', 'Calibri Light_EmbeddedFont', 'Calibri Light_MSFontService', sans-serif;line-height: 20.5042px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" data-ccp-parastyle=\"heading 3\" style=\"margin: 0px;padding: 0px;background-color: inherit\"><strong>Property<\/strong><\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559738':40,'335559739':0,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 12pt;line-height: 20.5042px;font-family: 'Calibri Light', 'Calibri Light_EmbeddedFont', 'Calibri Light_MSFontService', sans-serif\"><strong>&nbsp;<\/strong><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Property damage coverage for your vehicle usually isn\u2019t required but is crucial if you want to receive compensation for damages to your vehicle. The two property coverages normally available under car insurance policies are:<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"ListContainerWrapper SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px\">\n<ul class=\"BulletListStyle1 SCXW22196596 BCX0\" role=\"list\" style=\"margin-right: 0px;margin-bottom: 0px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;overflow: visible;cursor: text;font-family: verdana\">\n<li data-leveltext=\"?\" data-font=\"Symbol\" data-listid=\"2\" data-aria-posinset=\"1\" role=\"listitem\" data-aria-level=\"1\" class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px 0px 0px 24px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;font-size: 11pt;font-family: Calibri, Calibri_MSFontService, sans-serif;vertical-align: baseline\">\n<ul>\n<li class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-weight: bold;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Comprehensive<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-weight: bold;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">:<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;Comprehensive coverage provides compensation for loss of or damage to the vehicle due to fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not involving collision.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/li>\n<li class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\"><strong>Collision<\/strong><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"background-color: transparent;color: windowtext;font-size: 11pt;margin: 0px;padding: 0px;font-weight: bold;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">:<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"background-color: transparent;color: windowtext;font-size: 11pt;margin: 0px;padding: 0px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;Collision coverage provides compensation for loss of or damage to the vehicle due to collision with another vehicle or object.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\" style=\"background-color: transparent;color: windowtext;font-size: 11pt;margin: 0px;padding: 0px;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">These coverages are generally included in full coverage car insurance policies. Full coverage policies are simply policies that provide the most coverage available for your vehicle.<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW22196596 BCX0\" role=\"heading\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: #1f3763\"><span data-contrast=\"none\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 12pt;font-family: 'Calibri Light', 'Calibri Light_EmbeddedFont', 'Calibri Light_MSFontService', sans-serif;line-height: 20.5042px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" data-ccp-parastyle=\"heading 3\" style=\"margin: 0px;padding: 0px;background-color: inherit\"><strong>Medical<\/strong><\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559738':40,'335559739':0,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 12pt;line-height: 20.5042px;font-family: 'Calibri Light', 'Calibri Light_EmbeddedFont', 'Calibri Light_MSFontService', sans-serif\"><strong>&nbsp;<\/strong><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Medical payments may or may not be required depending on where you live. There are also different types of medical coverage state to state.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\"><\/span><\/p>\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-weight: bold;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Medical payments<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;coverage is the more basic coverage. This provides compensation for you and your passenger\u2019s injuries after an accident, no matter who is at fault. Whether your state is a fault or no-fault state, this insurance will pay for the medical bills of those in your vehicle.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW22196596 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-weight: bold;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Personal injury protection<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW22196596 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW22196596 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;offers the same, along with some additional perks. This insurance is only available in a few states and required in even fewer. Along with covering medical bills directly related to the accident, it can also help cover expenses such as lost wages and other health costs that may be excluded from medical payments coverage.<\/span><\/span><span class=\"EOP SCXW22196596 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<p><\/span><\/p>\n<div id=\"pnlSource\" style=\"margin-top: 20px\">\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"auto\" align=\"center\" height=\"40\" bgcolor=\"#d52728\" style=\"padding-left: 20px;padding-right: 20px;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';color: #ffffff;font-weight: 400\">\n\t\t\t<a href=\"#\" style=\"color: #ffffff;font-size: 16px;text-decoration: none;line-height: 34px;width: 100%\">SOURCE<\/a><\/p>\n<\/td>\n<td width=\"10px\"><\/td>\n<td width=\"auto\" align=\"center\" height=\"40\" bgcolor=\"#999999\" style=\"padding-left: 20px;padding-right: 20px;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';color: #ffffff;font-weight: 400\">\n      <a id=\"lnkSource\" style=\"color: #ffffff;font-size: 16px;text-decoration: none;line-height: 34px;width: 100%\">INSURANCE TECHNOLOGIES CORPORATION<\/a>\n\t\t<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>3 Areas of Car Insurance Coverage and What They Mean Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas. &nbsp; A full coverage car insurance policy covers:&nbsp; Liability &nbsp;Property Medical&nbsp; &nbsp; &nbsp; Liability&nbsp; Some policies strictly have liability coverage. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":null,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1545","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/posts\/1545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/comments?post=1545"}],"version-history":[{"count":0,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/posts\/1545\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/media?parent=1545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/categories?post=1545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shoopins.com\/es\/wp-json\/wp\/v2\/tags?post=1545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}